Last updated: 2 October 2024
These Terms of Use govern your access to and use of the Fundrate website and its services. By accessing or using our site, you agree to comply with these terms. If you do not agree with any part of these terms, please discontinue the use of our services immediately.
1. Acceptance of Terms
By accessing and using Fundrate, you agree to these Terms of Use, which form a binding agreement between you and Fundrate. We reserve the right to update or modify these terms at any time without prior notice, and your continued use of the website signifies your acceptance of the revised terms.
2. Eligibility
The Fundrate website is intended for individuals who are 18 years of age or older. By using our website, you represent and warrant that you are of legal age to form a binding contract.
3. Services Provided
Fundrate provides a platform for comparing financial products, including but not limited to personal loans, home loans, and business loans. Our content is for informational purposes only and should not be considered financial advice. You should consult a licensed financial advisor or institution for specific advice based on your financial situation.
4. Use of the Website
You agree to use Fundrate’s website and services in a manner that complies with all applicable laws and regulations. You are prohibited from:
- Using the website for any unlawful or fraudulent activities.
- Attempting to interfere with the website’s functionality or security.
- Using any automated systems (e.g., bots or scrapers) to access the website.
5. Third-Party Services
Fundrate may provide links to third-party websites and financial service providers. We do not endorse or guarantee the accuracy of any information provided by these third-party services. Fundrate is not responsible for any transactions or agreements you enter into with third parties.
6. User Content
If you provide any content to Fundrate, including but not limited to reviews, comments, or feedback, you grant Fundrate a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, publish, and distribute such content. You are responsible for ensuring that your content does not violate any third-party rights or applicable laws.
7. Intellectual Property
All content and materials on the Fundrate website, including text, graphics, logos, and software, are the property of Fundrate or its licensors and are protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this site without express written consent from Fundrate.
8. Disclaimer of Warranties
The Fundrate website is provided “as is” and “as available.” We make no representations or warranties, express or implied, regarding the operation of the website, its accuracy, completeness, or fitness for any particular purpose. Fundrate disclaims all warranties to the fullest extent permitted by law.
9. Limitation of Liability
To the maximum extent permitted by law, Fundrate shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of, or inability to use, the website or its services. This includes but is not limited to, damages for loss of profits, data, or goodwill.
10. Indemnification
You agree to indemnify and hold Fundrate, its affiliates, and its employees harmless from any claims, liabilities, damages, and expenses (including legal fees) arising out of your use of the website, violation of these Terms of Use, or infringement of any third-party rights.
11. Termination
Fundrate reserves the right to terminate or suspend your access to the website at any time, with or without cause, and without prior notice. Upon termination, your right to use the website will immediately cease.
12. Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of South Africa. Any disputes arising from these terms or the use of the Fundrate website shall be resolved in the courts of South Africa.
13. Changes to the Terms
Fundrate reserves the right to modify or update these Terms of Use at any time. Any changes will be effective immediately upon posting. We encourage users to regularly review the Terms of Use for updates.
14. Contact Information
If you have any questions or concerns about these Terms of Use, please contact us at:
Email: [email protected]
Phone: 082 323 3690